Student Loan Debt by State

Report Highlights. Federal student loan debt totals among the 50 U.S. states, including Puerto Rico and the District of Columbia, average $29.7 billion per state.

• District of Columbia residents have the nation’s highest average federal student loan debt at $53,782 per borrower.
• D.C. also has the highest number of indebted student borrowers per capita, with 17.3% of residents in debt.
• North Dakota’s average federal student loan debt is $28,921, making it one of four states where the average debt is less than $30,000.
• Hawaiians are the least likely to have student loans outstanding, with 8.4% of residents in debt.
• In most states (including D.C. and Puerto Rico), adults 25 to 34 years old are the largest indebted age group.
• In 10 states, adults 35 to 49 years old are the largest indebted age group.

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Related reports include Student Loan Debt Statistics | Student Loan Debt by Race | Student Loan Forgiveness | Student Loan Default Rate | Average Student Loan Payment | Student Loan Refinancing

Student Loan Debt by State

Debt variations among states are often due to socioeconomic factors, such as a higher concentration of health specialists with medical school debt. Note that all student loan debt on this page refers to federal student loan debt only; private student loans are not a factor.

• D.C. residents are the most likely to have student loan debt among U.S. residents.
• Excluding D.C., Maryland borrowers have the highest average student loan debt.
• Aside from D.C. and Maryland, Georgia is the only place where the average student loan debt exceeds $40,000.
• Georgia residents are the most likely to have student loan debt among State residents (excluding DC).
• Hawaiians are the least likely to have student loan debt.
• In the contiguous 48 states, Wyoming residents are the least likely to have student loan debt.
• Borrowers in North Dakota and Puerto Rico have the lowest average student loan debt.
• $4.4 billion in student loan debt is in other U.S. territories (excluding Puerto Rico).
• Specific location data is unavailable for 2.7 million borrowers with a total of $68.8 billion in student debt.

*This category includes respondents who live in U.S. territories, those who did not indicate a state of residence, and those who are otherwise situated.

Student Loan Debt in Alabama

Alabama’s average federal student loan debt exceeds the national average.

• $23.9 billion in federal student loan debt comes from Alabama.
• $36,589 is the average student loan debt in Alabama.
• 653,200 Alabama residents have student loan debt.
• 49.2% of them are under the age of 35.
• 13.0% of Alabama residents owe student loan debt.
• Among the state’s indebted student borrowers, 15.8% owe less than $5,000.
• 21.2% owe $20,000 to $40,000 (average $28,582).
• 2.0% owe more than $200,000.

Student Loan Debt in Alaska

Alaskans owe a similar average amount compared to the national average.

• $2.4 billion in student loan debt belongs to state residents.
• $34,884 is the average student loan debt.
• 68,800 student borrowers live in Alaska.
• 46.9% of them are under the age of 35.
• 9.3% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 17.3% owe less than $5,000.
• 20.3% owe $20,000 to $40,000 (average $28,571).
• 2.2% owe more than $200,000.

Student Loan Debt in Arizona

Arizona’s average debt is on par with the rest of the country.

• $31.7 billion in student loan debt belongs to state residents.
• $34,683 is the average student loan debt.
• 914,000 student borrowers live in Arizona.
• 46.6% of them are under the age of 35.
• 12.8% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 16.7% owe less than $5,000.
• 20.3% owe $20,000 to $40,000 (average $28,441).
• 2.2% owe more than $200,000.

Student Loan Debt in Arkansas

Federal student loan borrowers in Arkansas owe less on average than borrowers nationwide.

• $13.2 billion in student loan debt belongs to state residents.
• $32,852 is the average student loan debt.
• 401,800 student borrowers live in Arkansas.
• 49.2% of them are under the age of 35.
• 13.3% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 17.2% owe less than $5,000.
• 20.5% owe $20,000 to $40,000 (average $28,433).
• 1.5% owe more than $200,000.

Student Loan Debt in California

Californians owe more than the average U.S. student loan borrower.

• $146.7 billion in student loan debt belongs to state residents.
• $36,891 is the average student loan debt.
• 3,976,600 student borrowers live in California.
• 51.0% of them are under the age of 35.
• 10.0% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 15.2% owe less than $5,000.
• 20.4% owe $20,000 to $40,000 (average $28,192).
• 2.9% owe more than $200,000.

Student Loan Debt in Colorado

Colorado residents owe a little more on average than most indebted student borrowers.

• $28.8 billion in student loan debt belongs to state residents.
• $36,364 is the average student loan debt.
• 792,000 student borrowers live in Colorado.
• 51.1% of them are under the age of 35.
• 13.7% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 15.0% owe less than $5,000.
• 22.6% owe $20,000 to $40,000 (average $28,396).
• 2.2% owe more than $200,000.

Student Loan Debt in Connecticut

Connecticut residents have a similar average student loan debt compared to the national average.

• $18.3 billion in student loan debt belongs to state residents.
• $35,397 is the average student loan debt.
• 517,000 student borrowers live in Connecticut.
• 55.6% of them are under the age of 35.
• 14.3% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 14.0%  owe less than $5,000.
• 23.7% owe $20,000 to $40,000 (average $28,023).
• 2.1% owe more than $200,000.

Student Loan Debt in Delaware

Delaware’s student loan borrowers owe more on average than student borrowers in other states.

• $5.0 billion in student loan debt belongs to state residents.
• $37,341 is the average student loan debt.
• 133,900 student borrowers live in Delaware.
• 51.4% of them are under the age of 35.
• 1.5% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 14.3% owe less than $5,000.
• 22.2% owe $20,000 to $40,000 (average $28,283).
• 2.2% owe more than $200,000.

Student Loan Debt in District of Columbia

Residents of the District of Columbia (D.C.) are much more likely than their peers throughout the rest of the nation to carry a large student loan debt. Some of this may be due to the concentration of legal specialties and the high average law school debt.

• $6.4 billion in student loan debt belongs to district residents.
• $53,782 is the average student loan debt.
• 119,000 student borrowers live in D.C.
• 53.2% of them are under the age of 35.
• 17.3% of D.C. residents have student loan debt.
• Among the state’s indebted student borrowers, 11.8% owe less than $5,000.
• 20.2% owe $20,000 to $40,000 (average $28,750).
• 5.5% owe more than $200,000.

Student Loan Debt in Florida

Florida residents have higher average outstanding student loans than the average.

• $103.3 billion in student loan debt belongs to state residents.
• $38,065 is the average student loan debt.
• 2,713,800 student borrowers live in Florida.
• 46.1% of them are under the age of 35.
• 12.6% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 15.2% owe less than $5,000.
• 21.0% owe $20,000 to $40,000 (average $28,604).
• 2.6% owe more than $200,000.

Student Loan Debt in Georgia

Georgians are more likely than their peers in other states to have a high amount of student loan debt remaining.

• $69.0 billion in student loan debt belongs to state residents.
• $410,804 is the average student loan debt.
• 1,691,000 student borrowers live in Georgia.
• 48.7% of them are under the age of 35.
• 15.8% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 14.1%  owe less than $5,000.
• 21.3% owe $20,000 to $40,000 (average $28,694).
• 2.6% owe more than $200,000.

Student Loan Debt in Hawaii

Hawaii has a smaller proportion of indebted student borrowers, but the average remaining student loan balance is higher compared to the rest of the United States.

• $4.6 billion in student loan debt belongs to state residents.
• $36,918 is the average student loan debt.
• 124,600 student borrowers live in Hawaii.
• 49.3% of them are under the age of 35.
• 8.5% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 15.9% owe less than $5,000.
• 21.7% owe $20,000 to $40,000 (average $28,148).
• 2.6% owe more than $200,000.

Student Loan Debt in Idaho

People in Idaho are less likely to have educational debt. They also owe less on average.

• $7.2 billion in student loan debt belongs to state residents.
• $32,403 is the average student loan debt.
• 222,200 student borrowers live in Idaho.
• 48.8% of them are under the age of 35.
• 12.1% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 17.4% owe less than $5,000.
• 21.6% owe $20,000 to $40,000 (average $28,601).
• 1.5% owe more than $200,000.

Student Loan Debt in Illinois

Illinois residents have a higher average balance remaining compared to the average.

• $61.8 billion in student loan debt belongs to state residents.
• $37,644 is the average student loan debt.
• 1,641,700 student borrowers live in Illinois.
• 53.4% of them are under the age of 35.
• 12.8% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 14.9% owe less than $5,000.
• 22.3%) owe $20,000 to $40,000 (average $28,237).
• 2.6% owe more than $200,000.

Student Loan Debt in Indiana

The average student loan balance in Indiana is lower than the nationwide average.

• $29.5 billion in student loan debt belongs to state residents.
• $32,209 is the average student loan debt.
• 915,900 student borrowers live in Indiana.
• 50.0% of them are under the age of 35.
• 13.5% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 16.1% owe less than $5,000.
• 22.7% owe $20,000 to $40,000 (average $28,406).
• 1.4% owe more than $200,000.

Student Loan Debt in Iowa

Iowans owe significantly less on average.

• $13.1 billion in student loan debt belongs to state residents.
• $29,943 is the average student loan debt.
• 437,500 student borrowers live in Iowa.
• 54.1% of them are under the age of 35.
• 13.7% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 17.6% owe less than $5,000.
• 23.2% owe $20,000 to $40,000 (average $28,346).
• 1.3% owe more than $200,000.

Student Loan Debt in Kansas

Kansas student borrowers owe less on average.

• $12.5 billion in student loan debt belongs to state residents.
• $32,158 is the average student loan debt.
• 383,700 student borrowers live in Kansas.
• 51.1% of them are under the age of 35.
• 13.2% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 16.7% owe less than $5,000.
• 22.1% owe $20,000 to $40,000 (average $28,372).
• 1.4% owe more than $200,000.

Student Loan Debt in Kentucky

Kentucky residents owe less student debt per borrower.

• $20.0 billion in student loan debt belongs to state residents.
• $32,610 is the average student loan debt.
• 613,300 student borrowers live in Kentucky.
• 49.5% of them are under the age of 35.
• 13.6% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 16.7% owe less than $5,000.
• 22.0% owe $20,000 to $40,000 (average $28,571).
• 1.4% owe more than $200,000.

Student Loan Debt in Louisiana

The average student loan debt in Louisiana is slightly lower than the rest of the nation, but the state’s population has a higher proportion of student borrowers.

• $22.6 billion in student loan debt belongs to state residents.
• $33,731 is the average student loan debt.
• 670,000 student borrowers live in Louisiana.
• 51.7% of them are under the age of 35.
• 14.4% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 16.6% owe less than $5,000.
• 20.1% owe $20,000 to $40,000 (average $28,561).
• 1.8% owe more than $200,000.

Student Loan Debt in Maine

Maine’s indebted borrowers have a lower average student loan balance remaining.

• $6.4 billion  in student loan debt belongs to state residents.
• $33,578 is the average student loan debt.
• 190,600 student borrowers live in Maine.
• 53.4% of them are under the age of 35.
• 14.0% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 15.8% owe less than $5,000.
• 24.1% owe $20,000 to $40,000 (average $28,261).
• 1.8% owe more than $200,000.

Student Loan Debt in Maryland

Maryland residents are more likely to have a great deal of student loan debt than their peers across the country.

• $35.9 billion in student loan debt belongs to state residents.
• $42,280 is the average student loan debt.
• 849,100 student borrowers live in Maryland.
• 49.0% of them are under the age of 35.
• 13.7% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 13.3% owe less than $5,000.
• 21.1% owe $20,000 to $40,000 (average $28,476).
• 3.1% owe more than $200,000.

Student Loan Debt in Massachusetts

Massachusetts has an average student debt on par with the rest of the nation.

• $31.8 billion in student loan debt belongs to state residents.
• $34,427 is the average student loan debt.
• 923,700 student borrowers live in Massachusetts.
• 61.5% of them are under the age of 35.
• 13.1% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 14.1% owe less than $5,000.
• 25.5% owe $20,000 to $40,000 (average $27,903).
• 2.2% owe more than $200,000.

Student Loan Debt in Michigan

People in Michigan are slightly more likely to have a higher college debt than their peers nationwide, but their average remaining debt is on par.

• $50.5 billion in student loan debt belongs to state residents.
• $35,790 is the average student loan debt.
• 1,411,000 student borrowers live in Michigan.
• 50.4% of them are under the age of 35.
• 14.0% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 15.7% owe less than $5,000.
• 21.9% owe $20,000 to $40,000 (average $28,544).
• 2.0% owe more than $200,000.

Student Loan Debt in Minnesota

Minnesotans are slightly more likely to have educational debt, but their average remaining debt is lower.

• $26.7 billion in student loan debt belongs to state residents.
• $33,346 is the average student loan debt.
• 800,700 student borrowers live in Minnesota.
• 56.1% of them are under the age of 35.
• 14.0% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 14.5% owe less than $5,000.
• 24.3% owe $20,000 to $40,000 (average $28,255).
• 1.7% owe more than $200,000.

Student Loan Debt in Mississippi

Mississippians are much more likely to be in debt from student loans. The average student loan debt in Mississippi is slightly higher than the nationwide average.

• $16.2 billion in student loan debt belongs to state residents.
• $36,201 is the average student loan debt.
• 447,500 student borrowers live in Mississippi.
• 47.6% of them are under the age of 35.
• 15.1% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 17.6% owe less than $5,000.
• 19.2% owe $20,000 to $40,000 (average $28,571).
• 2.2% owe more than $200,000.

Student Loan Debt in Missouri

The average student loan debt in Missouri is on par compared to the nationwide average.

• $29.1 billion in student loan debt belongs to state residents.
• $34,668 is the average student loan debt.
• 839,400 student borrowers live in Missouri.
• 48.9% of them are under the age of 35.
• 13.6% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 15.1% owe less than $5,000.
• 22.4% owe $20,000 to $40,000 (average $28,503).
• 1.8% owe more than $200,000.

Student Loan Debt in Montana

Montana residents are less likely to have student loan debt.

• $4.3 billion in student loan debt belongs to state residents.
• $33,153 is the average student loan debt.
• 129,700 student borrowers live in Montana.
• 49.5% of them are under the age of 35.
• 11.9% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 16.5%) owe less than $5,000.
• 22.1% owe $20,000 to $40,000 (average $28,671).
• 1.6% owe more than $200,000.

Student Loan Debt in Nebraska

Nebraskans owe much less student loan debt on average.

• $7.9 billion in student loan debt belongs to state residents.
• $31,337 is the average student loan debt.
• 252,100 student borrowers live in Nebraska.
• 55.0% of them are under the age of 35.
• 12.8% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 17.9% owe less than $5,000.
• 22.4% owe $20,000 to $40,000 (average $28,319).
• 1.6% owe more than $200,000.

Student Loan Debt in Nevada

People in Nevada aren’t as likely to have student loan debt, and the average debt per student borrower is less than the national average.

• $12.2 billion in student loan debt belongs to state residents.
• $33,711 is the average student loan debt.
• 361,900 student borrowers live in Nevada.
• 46.3% of them are under the age of 35.
• 11.6% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 17.5% owe less than $5,000.
• 19.1% owe $20,000 to $40,000 (average $28,427).
• 2.2% owe more than $200,000.

Student Loan Debt in New Hampshire

A New Hampshire borrower owes slightly less than the average student borrower.

• $6.6 billion in student loan debt belongs to state residents.
• $33,881  is the average student loan debt.
• 194,800 student borrowers live in New Hampshire.
• 57.3% of them are under the age of 35.
• 14.1% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 14.6% owe less than $5,000.
• 25.2% owe $20,000 to $40,000 (average $28,106).
• 1.8% owe more than $200,000.

Student Loan Debt in New Jersey

New Jersey residents are a little more likely to have student loan debt, but their debt is average.

• $44.4 billion in student loan debt belongs to state residents.
• $35,934 is the average student loan debt.
• 1,235,600 student borrowers live in New Jersey.
• 57.7% of them are under the age of 35.
• 13.3% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 13.9% owe less than $5,000.
• 23.3% owe $20,000 to $40,000 (average $28,105).
• 2.4% owe more than $200,000.

Student Loan Debt in New Mexico

In New Mexico, people are less likely to have educational debt, and they owe less money on average.

• $7.7 billion in student loan debt belongs to state residents.
• $33,493 is the average student loan debt.
• 229,900 student borrowers live in New Mexico.
• 42.1% of them are under the age of 35.
• 10.8% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 17.8% owe less than $5,000.
• 19.5% owe $20,000 to $40,000 (average $28,508).
• 1.6% owe more than $200,000.

Student Loan Debt in New York

New York average debt is higher than their peers nationwide.

• $93.3 billion in student loan debt belongs to state residents.
• $37,434 is the average student loan debt.
• 2,492,400 student borrowers live in New York.
• 55.1% of them are under the age of 35.
• 12.3% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 15.0% owe less than $5,000.
• 22.8% owe $20,000 to $40,000 (average $28,267).
• 2.6% owe more than $200,000.

Student Loan Debt in North Carolina

The average amount per borrower in North Carolina is notably higher than their peers nationwide.

• $51.1 billion in student loan debt belongs to state residents.
• $37,485 is the average student loan debt.
• 1,363,200 student borrowers live in North Carolina.
• 51.0% of them are under the age of 35.
• 13.0% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 13.9% owe less than $5,000.
• 23.5% owe $20,000 to $40,000 (average $28,558).
• 2.1% owe more than $200,000.

Student Loan Debt in North Dakota

North Dakota has one of the lowest student debt rates in the nation.

• $2.6 billion in student loan debt belongs to state residents.
• $28,921 is the average student loan debt.
• 89,900 student borrowers live in North Dakota.
• 60.8% of them are under the age of 35.
• 11.5% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 17.7% owe less than $5,000.
• 23.2% owe $20,000 to $40,000 (average $28,365).
• 1.1% owe more than $200,000.

Student Loan Debt in Ohio

Ohio residents are much more likely to have student loan debt, but they owe about the same as their peers nationwide.

• $61.5 billion in student loan debt belongs to state residents.
• $34,025 is the average student loan debt.
• 1,807,500 student borrowers live in Ohio.
• 49.6% of them are under the age of 35.
• 15.3% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 15.7% owe less than $5,000.
• 22.6% owe $20,000 to $40,000 (average $28,600).
• 1.6% owe more than $200,000.

Student Loan Debt in Oklahoma

In Oklahoma, the average student debt is much lower than their peers nationwide.

• $15.7 billion in student loan debt belongs to state residents.
• $31,182 is the average student loan debt.
• 503,500 student borrowers live in Oklahoma.
• 45.7% of them are under the age of 35.
• 12.7% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 17.4% owe less than $5,000.
• 20.8% owe $20,000 to $40,000 (average $28,408).
• 1.4% owe more than $200,000.

Student Loan Debt in Oregon

In Oregon, people have average debt that is higher than their peers nationwide.

• $20.0 billion in student loan debt belongs to state residents.
• $36,989 is the average student loan debt.
• 540,700 student borrowers live in Oregon.
• 45.2% of them are under the age of 35.
• 12.7% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 15.1% owe less than $5,000.
• 22.4% owe $20,000 to $40,000 (average $28,630).
• 2.3% owe more than $200,000.

Student Loan Debt in Pennsylvania

Pennsylvanians are more likely to have unpaid student loans.

• $65.5 billion in student loan debt belongs to state residents.
• $35,096 is the average student loan debt.
• 1,866,300 student borrowers live in Pennsylvania.
• 56.5% of them are under the age of 35.
• 14.3% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 14.1% owe less than $5,000.
• 24.6% owe $20,000 to $40,000 (average $28,195).
• 2.0% owe more than $200,000.

Student Loan Debt in Puerto Rico

Puerto Rico has one of the nation’s lowest average student loan debt rates.

• $10.1 billion in student loan debt belongs to state residents.
• $29,997 is the average student loan debt.
• 336,700 student borrowers live in Puerto Rico.
• 48.7% of them are under the age of 35.
• 10.2% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 25.3% owe less than $5,000.
• 16.6% owe $20,000 to $40,000 (average $28,136).
• 2.3% owe more than $200,000.

Student Loan Debt in Rhode Island

In Rhode Island, people owe much less than the national average individual debt.

• $4.8 billion in student loan debt belongs to state residents.
• $32,323 is the average student loan debt.
• 148,500 student borrowers live in Rhode Island.
• 58.0%of them are under the age of 35.
• 13.5% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 15.4% owe less than $5,000.
• 23.5% owe $20,000 to $40,000 (average $28,080).
• 1.8% owe more than $200,000.

Student Loan Debt in South Carolina

South Carolina’s student loan debt is higher per borrower, and its population has a higher proportion of indebted student borrowers.

• $28.7 billion in student loan debt belongs to state residents.
• $37,551 is the average student loan debt.
• 764,300 student borrowers live in South Carolina.
• 50.3% of them are under the age of 35.
• 14.9% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 14.3% owe less than $5,000.
• 22.6% owe $20,000 to $40,000 ($28,605).
• 2.1% owe more than $200,000.

Student Loan Debt in South Dakota

In South Dakota, the average student borrower owes much less federal loan debt than the nationwide average.

• $3.6 billion in student loan debt belongs to state residents.
• $29,975 is the average student loan debt.
• 120,100 student borrowers live in South Dakota.
• 58.2% of them are under the age of 35.
• 13.5% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 16.2% owe less than $5,000.
• 23.4%  owe $20,000 to $40,000 (average $28,114).
• 1.2% owe more than $200,000.

Student Loan Debt in Tennessee

Tennessee residents are on par with their peers nationwide for the average balance.

• $31.9 billion in student loan debt belongs to state residents.
• $35,790 is the average student loan debt.
• 891,300 student borrowers live in Tennessee.
• 50.3% of them are under the age of 35.
• 12.9% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 15.5% owe less than $5,000.
• 21.7% owe $20,000 to $40,000 (average $28,498).
• 2.0% owe more than $200,000.

Student Loan Debt in Texas

Texans owe less per borrower than their peers nationwide.

• $125.7 billion in student loan debt belongs to state residents.
• $32,717 is the average student loan debt.
• 3,842,000 student borrowers live in Texas.
• 51.0% of them are under the age of 35.
• 13.2% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 16.3% owe less than $5,000.
• 20.7% owe $20,000 to $40,000 (average $28,381).
• 1.6% owe more than $200,000.

Student Loan Debt in Utah

In Utah, people are much less likely to carry educational loan debt, and they owe less on average.

• $10.5 billion in student loan debt belongs to state residents.
• $32,751  is the average student loan debt.
• 320,600 student borrowers live in Utah.
• 53.6% of them are under the age of 35.
• 9.8% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 18.3% owe less than $5,000.
• 20.5% owe $20,000 to $40,000 (average $28,528).
• 2.0% owe more than $200,000.

Student Loan Debt in Vermont

People in Vermont are less likely to have student loan debt, but they owe a greater average debt per borrower.

• $2.9 billion in student loan debt belongs to state residents.
• $36,990 is the average student loan debt.
• 78,400 student borrowers live in Vermont.
• 55.2% of them are under the age of 35.
• 12.2% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 14.5% owe less than $5,000.
• 24.6% owe $20,000 to $40,000 (average $27,979).
• 2.4% owe more than $200,000.

Student Loan Debt in Virginia

In Virginia, residents owe much more on average per borrower than their peers nationwide.

• $43.0 billion in student loan debt belongs to state residents.
• $38,900 is the average student loan debt.
• 1,105,400 student borrowers live in Virginia.
• 52.2% of them are under the age of 35.
• 12.8% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 13.6% owe less than $5,000.
• 23.2% owe $20,000 to $40,000 (average $28,455).
• 2.4% owe more than $200,000.

Student Loan Debt in Washington

In Washington, people are less likely to have unpaid educational debt, but the amount is on par.

• $28.4 billion in student loan debt belongs to state residents.
• $35,611 is the average student loan debt.
• 797,500 student borrowers live in Washington.
• 48.2% of them are under the age of 35.
• 10.3% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 15.6% owe less than $5,000.
• 21.8% owe $20,000 to $40,000 (average $28,341).
• 2.3% owe more than $200,000.

Student Loan Debt in West Virginia

In West Virginia, the average unpaid student loan debt is much lower than the national average.

• $7.2 billion in student loan debt belongs to state residents.
• $31,264 is the average student loan debt.
• 230,300 student borrowers live in West Virginia.
• 48.9% of them are under the age of 35.
• 12.8% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 17.6% owe less than $5,000.
• 21.3% owe $20,000 to $40,000 (average $28,571).
• 1.3% owe more than $200,000.

Student Loan Debt in Wisconsin

In Wisconsin, the student debt rate is lower on average.

• $23.3 billion in student loan debt belongs to state residents.
• $31,679 is the average student loan debt.
• 735,500 student borrowers live in Wisconsin.
• 55.8% of them are under the age of 35.
• 12.5% of state residents have student loan debt.
• Among the state’s indebted student borrowers, 16.5% owe less than $5,000.
• 23.9% owe $20,000 to $40,000 (average $28,376).
• 1.5% owe more than $200,000.

Student Loan Debt in Wyoming

Residents of Wyoming are significantly less likely to have student loan debt than their peers nationwide, and the average unpaid debt is also much lower.

• $1.7 billion in student loan debt belongs to state residents.
• $30,357 is the average student loan debt.
• 56,000 student borrowers live in Wyoming.
• 47.4% of them are under the age of 35.
• 9.7% (of state residents have student loan debt.
• Among the state’s indebted student borrowers, 19.8% owe less than $5,000.
• 20.2% owe $20,000 to $40,000  (average $28,319).
• 1.3% owe more than $200,000.

Sources

1. U.S. Department of Education (ED) Office of Federal Student Aid (OFSA), Federal Student Loan Portfolio
2. U.S. Census Bureau, 2020 Census Apportionment Results: Resident Population for the 50 States, the District of Columbia, and Puerto Rico, 2020 Census