Get Covered During Open Enrollment

November 10, 2020

Dear Neighbor,

During open enrollment, you can purchase, renew, or change your health insurance plan through our state’s marketplace from November 1, 2020 through December 15, 2020. You must enroll by December 15, 2020 in order to have coverage begin on January 1, 2021.

Due to the coronavirus public health crisis, there is also a special enrollment period for uninsured Marylanders through December 15. If you enroll by November 15, your coverage will begin November 1. If you enroll from November 16 through December 15, your coverage will begin December 1.  

As the deadly coronavirus pandemic continues, I encourage all Marylanders to get covered. Maryland Health Connection, our state’s official health insurance marketplace, seeks to provide quality health insurance coverage that fits your budget. When you apply for coverage, you may also qualify for financial help, such as tax credits, cost sharing reductions, or even free or low-cost coverage. 

Maryland Health Connection will be hosting enrollment events by phone. If you would like help getting covered, you can call and speak with a navigator or join free, statewide call-in enrollment events from Friday, November 6 through Thursday, November 15. Experts will help you understand your 2021 coverage options and the financial help available.

Carroll County and Frederick County:

  • HealthCare Access Maryland (HCAM) is offering enrollment assistance by phone by appointment only. Call 410-500-4710 or toll free 855-288-3667 to set up an appointment. 
  • The Carroll and Frederick County free call-in enrollment events are Saturday, November 14 and Sunday, November 15 from 9 a.m.-2 p.m.

Montgomery County:

  • Montgomery County Health Connection is offering enrollment assistance by phone. Call 240-777-1815 to get connected to a navigator or to make an appointment.

Learn about available plans, compare coverage options, and enroll online at To enroll by phone, you may call 1-855-642-8572. You can also apply via Apple or Android mobile apps.

I also wanted to remind federal employees and retirees that Federal Benefits Open Season started yesterday, November 9, and ends December 14. I invite you to watch my virtual Federal Employee Health Benefits Forum with representatives from OPM and NARFE if you would like additional information about your federal health benefits options.  

As always, if you have any questions, please do not hesitate to contact my District Office staff at 301-354-1000. 

All Best,


Dates to Remember

October 15th – December 7th - Medicare Open Enrollment

Within this time period Medicare recipients can change their Medicare health or prescription drug plans. Click here to learn more.

November 1st – December 15th - Maryland Health Connection Open Enrollment 

Within this time period you can enroll in a health plan through the Maryland health insurance exchange (created by the Affordable Care Act) or renew or change your current exchange plan for 2021. Click here to learn more. 

November 9th – December 14th - Federal Employee Health Benefits Open Season  

If you are a federal government employee and would like to enroll or re-enroll in a federal employee health benefits plan you may do so within this period. Click here to learn more. Watch my fourth annual Federal Employee Health Benefits Forum here.

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